You are invited to participate in the 49th Annual Meeting of the Eastern Finance Association (EFA) at the TradeWinds Island Resort, in St. Pete Beach, Florida. The meetings will begin with a reception the evening of Wednesday, April 10, and will follow with paper presentations, panels and tutorials from Thursday morning, April 11 through Saturday morning, April 13. In addition to the meeting, enjoy the beach setting in the warmth of the Florida sunshine. For more information on the resort visit www.tradewindsresort.com. The EFA 2013 annual meeting will be another excellent opportunity for academics, doctoral students, and practitioners to share ideas across all areas of financial research. As Program Chair, I invite you to submit for consideration your latest research, along with proposals for special sessions, tutorials, and panel discussions. Research covering the broad range of finance topics will be considered along with opportunities for sessions focused on pedagogy and current issues in finance. I also encourage you to spread the word to any of your colleagues who have not attended the EFA annual meeting in the past. Finally, please volunteer to serve as a program committee member, discussant, or session chair. The success of the EFA annual meeting depends on the dedication of our participants to serve in these vital roles.